You benefit from expertise and access to solutions, such as captives and other alternative risk programs that can provide cost savings, cash flow benefits, and specialized loss prevention and claims services unavailable through traditional programs. We work closely with you at all stages of the process from conducting feasibility studies to establishing the program and handling routine operation. We offer a wide range of alternatives, including:

	Captive services, rent-a-captives and group captives
	Self insurance
	Risk retention groups
	Risk purchasing groups
	Large deductible programs
	Catastrophe bonds and other alternative risk transfer products
	Finite risk products, such as loss portfolio transfers and adverse
	development covers
	Dividend programs
	Loss-sensitive insurance programs with cash flow benefits
	Retrospectively rated programs